Licensed life insurance agent · NY · NJ · OH · MI · SC
Life insurance isn't about death — it's about what you love. A promise that the people who depend on you will be okay, whatever comes next. That's the heart's purpose.
For immigration clients
Specialized coverage for clients going through the marriage-based green card process. Bilingual service in English and Spanish. Connor Murphy understands this process from the inside — his wife is an immigrant.
Why it comes up
Whether it's a USCIS recommendation, a financial requirement from a joint sponsor, or simply the realization that your family needs protection during a vulnerable transition — life insurance comes up at almost every stage of the marriage-based green card process.
Finding the right coverage as a foreign national isn't straightforward. Most agents don't specialize in this. Connor does — and he works with carriers like Transamerica that have dedicated international underwriting programs built specifically for clients in your situation.
The U.S. citizen sponsor takes on a legally binding financial obligation — often lasting until the immigrant becomes a citizen or earns 40 quarters of work (about 10 years). If the sponsor passes away, that protection disappears. Life insurance on the sponsor directly addresses that gap.
Marriage-based green cards issued before the 2-year mark are conditional. The couple must jointly file to remove conditions. This is a financially vulnerable window for both spouses — life insurance provides stability throughout the process.
During adjustment of status, the applicant is physically present in the U.S. — which is required for domestic life insurance applications. This is the right time to get coverage in place, before the case closes.
Carriers like Transamerica require foreign national applicants to have a meaningful connection to the U.S. Marriage to a U.S. citizen is one of the strongest qualifying connections — your clients are already in a strong position to apply.
What makes this different
"My wife is an immigrant. I watched firsthand how life insurance became an unexpected obstacle during her green card process — something we weren't prepared for, at the worst possible time. I became a licensed agent because I wanted to remove that obstacle for other families."
— Connor Murphy, founder · The Heart's Purpose
How it works
Connor learns about your situation — immigration status, country of origin, timeline, and what protection your family needs. No obligation and no pressure. Just clarity on what's possible.
Connor guides you through the application process — completed entirely while you're physically present in the United States, as required. He explains every step in English or Spanish.
Once approved, your coverage is in force. You have documentation for your immigration file and your family has the protection they deserve — whatever happens next.
For immigration attorneys
When a client brings up life insurance, you have a name to pass along. That's the entire relationship — no liability, no paperwork, no involvement beyond that single referral.
Book a free 15-minute call. No pressure, no obligation — just an honest conversation about what your family needs.
Book your free call Or call directly: (858) 243-9027Coverage availability, underwriting requirements, and approval timelines vary based on individual circumstances, country of origin, and product type. Connor Murphy will walk you through what applies to your specific situation on your free call.